Renewing Club Insurance

EBU Club Insurance is due for renewal from 1 April 2024. Should you wish to amend your insurance cover please contact Karen Durrell or 01296 317201.

Level of Cover Contents/All Risks Sum Insured Money Sum Insured Public Liability Limit of Indemnity Employers Liability Included Business Interruption ICOW Only Total Premium* inc IPT and Fee
Tier 1 - Premium Schedule £4,000 £500 £5M Yes £2,500 £74.70
Tier 2 - Premium Schedule £8,000 £500 £5M Yes £2,500 £138.09
Tier 3 - Premium Schedule £12,000 £750 £5M Yes £2,500 £179.72
Tier 4 - Premium Schedule £16,000 £750 £5M Yes £2,500 £221.99
Tier 5 - Premium Schedule £20,000 £750 £5M Yes £2,500 £264.25

*Pro rata rate applies for any clubs wishing to join part way through the year. Pro Rata Returns are also issued in the event of a mid-term cancellation (subject to no claims). The insurers have also agreed to offer a discounted rate to increase the money sum insured section for whichever clubs chooses to do so. 

Additional Money Cover Money Sum Insured Additional Cost on Top of Total Tier Premium
1 £1000 £16.80 additional
2 £2000 £28.00 additional

Reminder The employers liability insurance guidelines require that all insurers who provide employers liability need to collect the individual PAYE number or Employers Reference Number (ERN) that is allocated to every registered employer. If your club operates a Pay As You Earn (PAYE) system to collect Income Tax and National Insurance, requires your PAYE or ERN (Employers Reference Number) number. For more information and here is the link to the HMRC website ( Should you have any general insurance enquiries, please contact the EBU office on 01296-317200 or email Karen on

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