Club Insurance Renewal

Insurance is available to bridge clubs as part of the EBU Club Insurance scheme. It offers excellent coverage at competitive rates through our brokers, Osbornes Insurance Oxford Ltd.

EBU Club Insurance was due for renewal from the 1st April 2016

The Insurance premium tax has increased from 6% to 9.5% and is included with Osborne’s administration cost in the quoted prices below. Otherwise there is no increase in prices this year.

The benefits of the insurance are:

Key Points

Please note that if you rent your premises then you are unlikely to be covered by the property owner’s public liability insurance. Please see here.

The Public Liability policy is £62.25 and the Premium insurance policy is £73.20, the All Risks sum is £4,000 for the basic premium insurance. We are also able to offer a tiered schedule, so should you require a higher sum insured for All Risk, Osbornes can now offer this, please see table below. Should you wish to amend your insurance cover please contact Karen Durrell by email or on 01296 317201.

Public Liability Only ScheduleN/A N/A £5M N/A £62.25
Premium Schedule£4,000£500£5MYes£73.20
Tier 2 - Premium Schedule £8,000£500£5MYes£135.18
Tier 3 - Premium Schedule£12,00£750£5MYes£175.88
Tier 4 - Premium Schedule £16,000£750£5MYes£217.20
Tier 5 - Premium Schedule £20,000£750£5MYes£258.52

*pro rata rate applies

If your club operates a Pay As You Earn (PAYE) system to collect Income Tax and National Insurance, Osbornes require your PAYE or ERN (Employers Reference Number) number. Please see attached document for more information and here is the link to the HMRC website (

Osbornes are independent insurance intermediaries and as such act on your behalf when arranging insurance. More information is available here. Alternatively please contact Karen Durrell at the EBU –, 01296 317201, or Jayson Abbott at Osbornes Insurances Oxford Ltd- 01844 213161 or