Club Insurance - Renewal 2018/19

EBU Club Insurance is due for renewal from the 1 April 2018. We are pleased to announce that the prices for the insurance and Bluefin Insurance Services Limited (formally Osbornes Insurance) administration cost £7.50 remains unchanged from 2014. The government however did increase IPT from 10% to 12% with effect from 1st June 2017.

Should you wish to amend your insurance cover please contact Karen Durrell or 01296 317201.

Level of Cover Contents/All Risks Sum Insured Money Sum Insured Public Liability Limit of Indemnity Employers Liability Included Business Interruption ICOW Only Total Premium* inc IPT and Fee
Public Liability Only - - £5M - - £63.50
Tier 1 - Premium Schedule £4,000 £500 £5M Yes £2,500 £74.70
Tier 2 - Premium Schedule £8,000 £500 £5M Yes £2,500 £138.09
Tier 3 - Premium Schedule £12,000 £750 £5M Yes £2,500 £179.72
Tier 4 - Premium Schedule £16,000 £750 £5M Yes £2,500 £221.99
Tier 5 - Premium Schedule £20,000 £750 £5M Yes £2,500 £264.25

*pro rata rate applies

The insurers have also agreed to offer a discounted rate to increase the money sum insured section for whichever clubs chooses to do so.

Additional Money Cover Money Sum Insured Additional Cost on Top of Total Tier Premium
1 £1000 £16.80 additional
2 £2000 £28.00 additional


The Employers Liability insurance guidelines require that all insurers who provide Employers Liability need to collect the individual PAYE number or Employers Reference Number (ERN) that is allocated to every registered employer.

If you club operates a Pay As You Earn (PAYE) system to collect Income Tax and National Insurance, Bluefin require your PAYE or ERN (Employers Reference Number) number.   For more information and here is the link to the HMRC website ( ).

We would like to take the opportunity to remind you that Bluefin are independent insurance intermediaries and as such act on your behalf when arranging insurance.  As always, should you have the need to claim or have any general insurance queries please contact Bluefin  on 01844 213161 or by email

Example policy documents