Club Management Focus: Winter 2017

Club Insurance Renewal due soon

EBU Club Insurance is due for renewal from 1st April 2017. We are pleased to announce that the prices for the insurance, and Bluefin Insurance Services Limited’s (formerly Osbornes Insurance) administration cost of £7.50, remains unchanged from 2014 prices. Insurance Premium Tax (IPT) has increased from 9.5% to 10% and is included with Bluefin administration cost in the quoted prices below.

Should you wish to amend your insurance cover please contact Karen Durrell or 01296 317201.

Level of ConverContents/All Risks Sum InsuredMoney Sum InsuredPublic Liability Limit of IndemnityEmployers Liability IncludedBusiness Interruption ICOW Only Total Premium inc IPT and Fee
Public Liability Only--£5M--£62.50
Tier 1 Premium Schedule£4,000£500£5MYes£2,500£73.50
Tier 2 - Premium Schedule £8,000£500£5MYes£2,500£135.76
Tier 3 - Premium Schedule£12,00£750£5MYes£2,500£176.64
Tier 4 - Premium Schedule £16,000£750£5MYes£2,500£218.16
Tier 5 - Premium Schedule £20,000£750£5MYes£2,500£259.66

Please note, the government has increased IPT from 10% to 12% with effect from 1st June 2017 and so any new clubs joining with effect from 1st June, or any increases in cover by clubs with effect from 1st June, will be charged the 12% rate of IPT.


The Employers Liability insurance guidelines require that all insurers who provide Employers Liability need to collect the individual PAYE number or Employers Reference Number (ERN) that is allocated to every registered employer.